Few purchases rank higher in your life than buying a car, perhaps second only to buying a home or starting a business. As often as you will use your new car to go to work, the store, your family’s home . . . the real need to own your own car also requires most of […]
Five Things to Know Before Applying For a Car Loan Read More »
Understanding how “credit score” is defined, how credit scores work, and how they’re calculated can help you establish a positive history and financial future. And, this is a critical element in processing approved car loans at JJ Best Banc & Company. A credit score is a number that summarizes your credit history. There are two
Credit Score Defined Read More »
When you shop for a classic, new or used car, the number to pay the most attention to is the total payment amount. It normally goes way beyond the sticker price. It’s the loan amount plus the taxes, title, fees and interest — how much you’ll pay a month. J.J. Best Banc & Company wants
Auto Loan Comparison Read More »
While the average credit score in the U.S. is 710, that doesn’t mean everyone has good credit. If you happen to have a poor or damaged credit score (typically below 670), it can hold you back from getting a new car, renting an apartment or buying your home. Here are seven steps you can take
7 Steps To Fix Your Credit Read More »
Getting turned down for a car loan can be stressful, especially if you need a car to get to work. Getting a car loan denial for auto financing can really take a toll if your credit is suffering, but take heart – here are some tips from JJ Best Banc & Company that could help
6 Reasons Why Your Auto Loan Was Denied and What You Can Do About It. Read More »
Imagine you’re standing at an intersection, each road leading to different destinations in the world of car financing – new, used, and classic car financing. Each path offers its own set of advantages and considerations tailored to your preferences and budget. Before you make your choice, it’s essential to understand the nuances of each option
What’s the Difference between New, Used, and Classic Car Financing? (Auto Financing) Read More »
After processing many applicants at J.J. Best Banc & Company, few people realize there is a lot to consider before auto financing. If you have poor credit, the list gets even longer and the options fewer. Before making the decision to car finance, consider all the factors and how they work for you. When considering
9 Things to Consider Before Financing a Car Read More »
The debt to income (DTI) ratio refers to the percentage of your total monthly income that’s dedicated to your regular monthly bills. J.J. Best Banc & Company is going to review your debt and income calculations to determine your ratio when reviewing your classic auto loan application. In order to get an auto loan when
What Is a Debt to Income Ratio, and How Can I Improve It? Read More »
