Financing Tips

Few purchases rank higher in your life than buying a car, perhaps second only to buying a home or starting a business. As often as you will use your new car to go to work, the store, your family’s home . . . the real need to own your own car also requires most of […]

While the average credit score in the U.S. is 710, that doesn’t mean everyone has good credit. If you happen to have a poor or damaged credit score (typically below 670), it can hold you back from getting a new car, renting an apartment or buying your home. Here are seven steps you can take […]

Getting turned down for a car loan can be stressful, especially if you need a car to get to work. Getting a car loan denial for auto financing can really take a toll if your credit is suffering, but take heart – here are some tips from JJ Best Banc & Company that could help […]

After processing many applicants at J.J. Best Banc & Company, few people realize there is a lot to consider before auto financing. If you have poor credit, the list gets even longer and the options fewer. Before making the decision to car finance, consider all the factors and how they work for you. When considering […]

The debt to income (DTI) ratio refers to the percentage of your total monthly income that’s dedicated to your regular monthly bills. J.J. Best Banc & Company is going to review your debt and income calculations to determine your ratio when reviewing your classic auto loan application. In order to get an auto loan when […]