How? With Straight-Forward Loan Terms
Here’s just one example of how JJ Best protects you from paying too much and losing value.
$41,000 purchase price
8.49% Annual Percentage Rate (APR)
10% down payment
Loan amount $36,900*
JJ Best Loan
Pay every month, and after 7 years:
You will have paid $49,071
Total Interest Paid: $12,171
If you decide to sell your car after 2 years, you will owe $28,097 on the loan.
Other Lender
Pay every month, and after 12 years:
You will have paid $58,954
Total Interest Paid: $22,054
If you decide to sell your car after 2 years, you will owe $32,859 on the loan.
Try It Yourself:
* For this example, fees, tax, title and registration costs are not included in loan amount.
Looking Out For You: Fraud
That person or dealership selling you a classic car? No one vets them like JJ Best. Digital fraud, like fake dealership websites, has become a serious problem when you buy online. JJ Best diligently defends buyers like you against seller fraud.
Looking Out For You: Insurance
Not all lenders have an in-house Insurance Agency. JJ Best Insurance Agency has a guaranteed value policy. This means if your car/truck is worth $50,000 and there’s a total loss, you’re paid $50,000, period.
Looking Out For You: Licensing
Is your lender licensed in your state? Many are not. Choose an unlicensed lender and your state may not consider your loan with them to be valid. Because JJ Best is licensed in all states, and subject to rigorous examination by regulators, we focus intensely on compliance, including the protection of your personal data.
We Know The Business Like No One Else
We Know Buyers
Do you like numbers? So do our loan experts. Our average Loan Officer has spent 13 years answering 71,000 questions from applicants! So don’t worry if you’re new to collector financing, our team will take care of you. They are straight-forward, easy to work with, and concise. That’s why well-qualified borrowers almost always get pre-approved for financing in less than 5 minutes.
We Know Sellers
We’ve worked with many hundreds of reputable dealers and auction houses across America for more than 30 years. We know them, and they know us. This benefits you. Buying from an individual seller? We can make the transfer of the vehicle into your name smooth by verifying the VIN and ensuring it matches the title.
We Know Vehicles
As the oldest lender of its type in the nation, we not only love these vehicles as much as you do, we understand their value like no one else. We know American Classics, Import Classics, Exotics, Hot Rods and Customs, Antiques, Kit Cars and Replicas, Muscle and Performance Cars and Classic Trucks.
Testimonials
Patrick provided exemplary customer service and made my dream of owning a Dodge Viper come true. Quick responses and an easy process with people who understand the love of cars.
Amber H, North Carolina
My experience buying through JJ Best was quick and most of all safeguarded me as a buyer. I would personally like to thank Taylor, Kelly and Cristianie for making my purchase easy. This was my first classic car purchase. My next one will also be through Taylor at JJ Best.
Mike H, Illinois
I would like to thank Brandon for making my first classic car purchase as fast and easy as possible. He’s been very helpful & has answered every question I have had. I highly recommend him and his team! Thanks Brandon!
Justin L, Texas
Michael Ponte delivered on every promise he made and then some. He had to deal with a difficult auction house and got the deal done in 2 days. He called me back on his own time after business hours. Mr. Ponte made my dream of owning a classic car a reality.
Mike W, Missouri
Get with Ryan Valadao! The man doesn’t miss a phone call and is an absolute pleasure to work with. If I need anything in the future, I’ll know who I’m calling. You won’t be disappointed!
Taylor B, Kentucky
Everyone I worked with at J.J. Best – Ryan and Mary then Debbie for insurance, was really helpful and FAST. They know the vehicles they're dealing with and INSPECT them to make sure you are getting a good deal. I can't recommend them highly enough.
Jenna P, Virginia
My loan officer Chris and loan processor Nina were excellent for my first classic car buying experience and I had a lot of questions! Chris returned every call, email & text in minutes and went above and beyond to help with my offsite VIN inspection, out of state taxes and more. I got a low rate too!
Rich L, Florida
I cannot say enough good things about Joe Forte and JJ Best Banc. I have literally closed a ton of loans with them over the years. Their level of customer service, knowledge, expertise, follow up, professionalism, time invested and quickness are top-notch and above reproach. 10 outta 10!